The point spread also lets you know the total odds - in case you guess ten on the group you think will win, and they win, then you win10 x.2 (the odds) =. In the example provided above, a12 bet will pay twelve x. A 10 bet pays10 x.9 =. A20 bet pays you back twenty x.2 =. Chances are you'll choose to bet by which player is going to score a touchdown in the fourth quarter. or perhaps you could...